Find your freedom.
Real estate is an avenue to freedom—be it for your family, your finances, or your dreams. Brokered by Christie’s International Real Estate Bluegrass, Stephen J B Davis is committed to guiding you on your path there.
Farm & Land
Agricultural | Recreational | Transitional | Acreage Estates
Core Values
YOU
are important
Completing a land transaction successfully relies on a combination of specialized knowledge and exceptional attention to detail. Stephen possesses this exact combination, which is why you can trust that your ultimate path to selling or investing in land will be traveled delicately and with expertise. Whether you are buying land or selling it, attaining the freedom you seek is the bottom line.
KNOWLEDGE
is Power
The decisions you make in real estate cannot depend on feeling alone. Stephen brings crucial perspective to the table by giving you the relevant information concerning the market and ancillary factors that affect your end game so that your decisions are made with confidence and on solid ground.
COLLABORATION
is key
Collaboration is where reciprocal communication, planning, and execution intersect. Sometimes that means being on the receiving end of hard questions or spending more time on parts of the process that aren’t all that exciting. Though much of the heavy lifting relies on Stephen, you are an integral part of carrying weight at times.
PROCESS
MAKES US THRIVE
Everything we see in life exists because there was order to produce results. Real estate is no different. In a market where life changing realities are on the line, it is important to control the controllable. And where your direction or goal may be unsure, it is important to allow Stephen to guide you to clarity.
Farm & Land Financing
Farm Loan
If you are a farmer or intend to farm as your primary job, there are special USDA Guaranteed loans for you. See the bulleted links below for more information.
Land Only
To finance rural land for recreation, home building, or investment, there are many options of lenders. Most loans, however, will fall into the category of a balloon loan. To learn more about how land financing works click here.
To get started with the pre-approval process choose an option below:
Rural 1st:
Competitive interest rates and low down payments for prime borrowers (720+ credit score)
Rural construction, recreational land, agricultural land, and more
Non-depository institution and services loans on a statewide basis
AgCredit:
More industry standard land loan types (30%-40% down)
Agricultural loans, rural construction, recreational land, and more
Depository institution and services loans on a much more local basis
Location
Serving Central Kentucky and Beyond
The goal is to meet your need wherever it lies. While Stephen’s office is located in Lexington, Kentucky, opportunities in the land business present themselves all over The Bluegrass Region. Some projects in Northern, Eastern, and Southern Kentucky are considered on a case by case basis. See the list full list of counties below the map.
Anderson, Bourbon, Boyle, Bracken, Clark, Estill, Fayette, Franklin, Garrard, Grant, Harrison, Henry, Jessamine, Lincoln, Madison, Mercer, Nicholas, Owen, Pendleton, Scott, and Woodford Counties
Stephen J B Davis is a Land Specialist and Residential Realtor with five years of experience spanning expertise in acreage estates and recreational, transitional, and agricultural land properties. He is fueled by an especial passion for land and helping his clients realize their real estate goals. Stephen is actively completing advanced certifications in the land business, enhancing his knowledge on matters of conservation easements and the sale and lease of property rights.
Stephen is a native of Detroit, Michigan. Before relocating to Kentucky, he was a music educator. He started his own teaching business where he instructed more than 20 private students, while teaching courses in more than 10 schools, and assisting teaching three marching bands. His success as an educator was a result of building relationships with his students and assessing their personal needs to meet exceptional goals. As a Land Specialist and Residential Realtor®, Stephen brings the same care and attention to his clients.
Stephen's real estate business is built on the core values of Collaboration, Knowledge, Process, and of course, YOU, the client. Collaboration is the bedrock on which all goals are achieved. This means two-way communication, connecting you with service providers during and after the process of buying or selling, and ultimately doing what it takes to achieve toward a goal together. Stephen is passionate about helping others to achieve their goals by providing his clients with knowledge so that they make educated, confident decisions. He is dedicated to service at a high level, demonstrated by an emphasis on process and planning to achieve an end goal efficiently.
In his free time, Stephen enjoys a lot of things. He is an avid outdoorsman and hunter. He loves college sports, traveling, managing his 13 acre homestead, drinking good bourbon, and spending time with his family and friends. Stephen also enjoys volunteering his time and resources to help various causes surrounding the outdoors, land conservation and education. Stephen believes that giving back is important because helping each other is our human purpose. We just have to figure out—through tolerance, love, and respect—what way we can best do it.
Education
Kentucky Real Estate License (2018)
University of Arkansas, Master of Music (2014)
University of Michigan, Bachelor of Music (2012)
University of Michigan, Music Education (2012)
Click here for more on Stephen’s Post-License Education
Professional and Social Affiliations
University of Michigan Alumni Association, Lifetime Member
Bluegrass Land Conservancy, Board of Directors
National Association of Realtors (NAR)
Bluegrass Realtors
Northern Kentucky Association of Realtors
Realtors Land Institute (RLI)
Realtor Land Institute, Tennessee Chapter
Level 1 Deer Steward (NDA)
National Deer Alliance (NDA—formerly QDMA)
Lexington Bourbon Society (LBS)
Kentucky Black Bourbon Guild (KBBG)
League of Kentucky Sportsmen (LKS)
Backcountry Hunters and Anglers (BHA)
Certified Bourbon Steward (Stave and Thief Society)